Everybody wants to pay less for their home insurance. But not at the expense of reduced or inadequate coverage. However, you might be able to lower your rates thanks to new technologies to protect your home.
It’s amazing the new innovations that are available for your home! Many new technologies can help you in the kitchen, help keep your home cooler in summer, and some even reduce your homeowners insurance premiums. Basically, if somebody has some sort of temperature-monitoring system in their house, we hope they can pay less.
Technologies Help Safeguard Homes
Here are a few technologies that help keep your home safe, and sometimes also lower insurance costs.
- Security systems: It seems like everywhere you go, there’s a camera capturing images. If you own a smartphone or tablet, you probably have a camera built into the device. You can not only secure your home, but actually see what is going on through videos.
- Electronic locks: Nowadays you don’t even need a key to get into your home! These electronic locks can add additional security to your home.
- Connected appliances: Appliances that you can turn off and on from your smart phone not only help with your lifestyle, but also keep your home safe.
- Leak detection systems: Smart homes can be controlled from your phone, and when connected to your home’s water and electrical system, can provide you with real-time updates on how these systems are performing. If you are using more water than normal, you will be notified that there is likely a leak present.
- Timed lighting: Having outside and inside lights come on during the evening while you are away deters burglars.
- Smoke and fire detectors: Having good detection systems keeps your family safe and insurers provide discounts for these.
- Home weather warning systems: There are weather warning programs that can detect high winds and identify severe weather earlier than ever before.
Always give us a call at Mikeal Taylor Insurance Agency to learn exactly what technologies can help you reduce your home insurance premiums. Not all technologies qualify. We’re happy to answer your questions.